Most leaders think expense management is about software, policies, or approvals. But there’s a quieter, more damaging factor at play — expense anxiety. The stress employees experience when they’re unsure whether their spend will be reimbursed, questioned, or rejected This isn’t a finance issue. It’s a people issue — and it shows up in ways most organizations never measure 1. Hesitation to Act = Lost Momentum Employees often delay key decisions — client coffee meetings, last-m